Humana Inc.
Industry: Insurance (Accident & Health)

Humana Inc. is a health benefits company that offers coordinated health insurance coverage and related services through a variety of traditional and Internet-based plans for employer groups, government-sponsored programs and individuals. The Company manages its business in two segments, commercial and government. The commercial segment consists of members enrolled in products marketed to employer groups and individuals, covering three categories: the fully insured medical, administrative services only (ASO) and specialty businesses.

Business Summary
Humana Inc. (Humana) is a health benefits company that offers coordinated health insurance coverage and related services through a variety of traditional and Internet-based plans for employer groups, government-sponsored programs and individuals. Humana operates in two segments, the commercial segment and the government segment. The commercial segment consists of members enrolled in products marketed to employer groups and individuals and includes three lines of business: fully insured medical, administrative services only (ASO) and specialty. The government segment consists of members enrolled in government-sponsored programs and includes three lines of business: Medicare Advantage, Medicaid and TRICARE.

Financial Summary
Humana Inc. is a health services company that facilitates the delivery of healthcare services through networks of providers to approximately 6.8 million members, primarily through HMOs and PPOs. For the 6 months ended 06/30/05, revenues rose 3% to $6.93B. Net income rose 31% to $193.9M. Results reflect higher premiums earned due to increased membership, quicker & favorable response to the Medicare products and improved operating margins.